We all love merit swapping, but it can get costly!
But Falllout 76 had a similar issue, and they created a solution
Now with their solution, they gave the first loadout free, but if we did it in tiers like
Tier 1, 5000 points
Tier 2, 7500 points
Tier 3, 10000 points
Each tier lets you set a merit loadout and freely swap between them once every Month instead of daily.
This adds a functional point sink.
Let me know what you think! :D