Faction banking access and newsletters

Please allow those with banking permissions to be able to give other members their balances while the banker is in the hospital or traveling. There have been a number of times members have wanted access to their balances but those with permissions were either offline, traveling, or in the hospital with maxed cooldowns.

Please also allow faction members with newsletter permissions to send newsletters from in the hospital while traveling or overseas.  This delays important communication from faction leadership when it would otherwise get buried in faction chat.

1. I wonder what the circumstances could possibly be that someone needs money when bankers would be max med CD. The only time people would normally be max med CD is when warring, and people generally shouldn't need money when a war is going on.
2.  You can send Newsletters from the hospital.

Choosing to travel is a choice you make. If you're doing it, there are things you can't do.

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As Maki said, faction newsletters can be sent from the hospital.

As for managing balances, definite no from me, dawg. The problem is that you essentially give bankers an unlimited access vault that they can access when they otherwise wouldn't be able to access their own personal vault. Do you see where this is going?

#chedging

You misread the post…… I do have banking permissions but we usually only have one banker on at any given time. Which sometimes we are traveling. Or stuck in the hospital. I’ve personally had people assume I mugged them when I didn’t after buying from the bazaar or playing RR with them. And they bounty me as a result or put merc contracts. Which if they just ask I could just send them screenshots to prove it wasn’t me.

Last war I was getting constantly bombarded with banking requests. I agree 100% that they shouldn’t be making those requests while warring. But telling them no just seems to make them angry and unwilling to participate. 

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Getting people to actually read the faction newsletters is a entirely different issue 😆 

They could just make it so bankers can’t give themself money in those situations.  Currently people who aren’t bankers can still have bankers send them money even when they are traveling or in the hospital. As long as a banker is available. So I don’t really see how it is much of an issue to allow bankers to fulfill those requests under the same circumstances.

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There's a couple of things that you can do

First set expectations with your members that the faction vault is not a "current bank account" with fully on demand access. They should have other methods of getting to ready cash other than the faction vault for EXACTLY the reason that it is reliant on a banker being available to give funds when they want them. Storing big chunks of cash in the Faction Vaukt and leaving it there before they've maxxed bank and stocks is sub optimal.

Second in wars, have your faction banker withdraw a war "slush fund" then throw it in a ghost trade. Trades last up to6 hours before they auto cancel, so as long as the banker isn't idle for longer than that in a war, then there is no risl, just cancel and restart the ghost trade to reset the 6 hour timer.

Ched has talked about the faction vault system [HERE] where he makes it pretty clear his desire is to make it more difficult to manage and hide your money, not easier. This would be making it much much easier for bankers to accomplish this. Right now, if someone wants their money from anywhere, they have to have someone else send it to them while they're not:

• In the hospital
• In jail
• Traveling
• Fedded

For situations other than the faction vault, that means that the person sending it opens themselves up to being mugged while transferring the money. The faction vault doesn't carry the same weight which is counterproductive to what Ched actually wants (or wanted) to do. I tend to agree with the sentiment that protecting your money is a bit too easy as it is. I think it would be better if the bankers couldn't send you money unless you're okay and in Torn, to align it with the other statuses.

#chedging

Yes I agree with that as well. Either make it so bankers can’t send money to people who are in the hospital, jail, or traveling or make it so bankers can send it when the bankers are in those same conditions. The issue I have is that it’s not consistent. Thank you for that reference for clarity.

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