Should you buy that last gym membership? Should you buy points to exchange for merits? Should you buy losses?
I've recently been doing a cost analysis on how much a merit costs, trying to factor in average costs charged for user provided services (such as losses), as well as situations where you have to make the investment or expenditure yourself.
Here are my top highlights:
I've recently been doing a cost analysis on how much a merit costs, trying to factor in average costs charged for user provided services (such as losses), as well as situations where you have to make the investment or expenditure yourself.
Here are my top highlights:
- [background color=var(--bbc-body-bg-color)]Buying merits with points is actually relatively cheap (11.4m)[/background]
- [background color=var(--bbc-body-bg-color)]It can be cheaper to buy 50 losses (est 15m) than to buy enough empty blood bags (est 16.4m) for the fill 1000 blood bags merit[/background]
- It can be cheaper to donate 100m to the church than to buy all heavyweight gyms (this depends on what you haven't already bought)
- It can be cheaper to do 250 casino refills (284m) than to buy 1,000 losses (300m).
| Type | Name | Description | Instant | Cost | Notes |
| Honor | Pocket Money | Make an investment in the city bank | Yes | $ 10 | |
| Honor | Bronze Belt | Own all lightweight gym memberships | Yes | $ 19,360 | Unlocking gym by training is prerequisite |
| Honor | Clotted | Suffer from an acute hemolytic reaction, or be immune to it | Yes | $ 25,000 | |
| Honor | Middleman | Have 100 customers buy from your bazaar | Yes | $ 60,000 | Can be done by setting a bunch of items to $1, or really cheap, bazaar prerequisite adds 12m |
| Honor | Souvenir | Purchase the perfect souvenir abroad | Yes | $ 90,000 | https://www.torn.com/forums.php#/p=threads&f=61&t=16164962&b=0&a=0&start=160&to=20406918 |
| Honor | Pious | Donate a total of $100,000 to the church | Yes | $ 100,000 | |
| Honor | Stinker | Successfully prank someone with Stink Bombs | Yes | $ 850,000 | Not guaranteed to work first try |
| Honor | Wipeout | Successfully prank someone with Toilet Paper | Yes | $ 880,000 | Not guaranteed to work first try |
| Honor | Foul Play | Successfully prank someone with Dog Poop | Yes | $ 880,000 | Not guaranteed to work first try |
| Honor | Landlord | Lease one of your properties to someone | Yes | $ 940,000 | Buy used villa, lease to newbie for $1 |
| Honor | Saintly | Donate a total of $1,000,000 to the church | Yes | $ 1,000,000 | |
| Honor | Lavish | Dump an item with a current market value of at least $1,000,000 | Yes | $ 1,000,000 | |
| Honor | Radaway | Use a Neumune Tablet to reduce radiation poisoning | Yes | $ 1,022,000 | Neumune 1m, irradiated blood bag 22k |
| Honor | Eco Friendly | Trash 5,000 items | Yes | $ 3,000,000 | 5000 Soap On a Ropes @ 600 each - can be done cheaper, hard to do in bulk |
| Other | Buying merits | You can buy a maximum of one merit every two levels. | Yes | $ 11,375,000 | 250 points @ 45.5k each |
| Honor | Silver Belt | Own all middleweight gym memberships | Yes | $ 11,900,000 | Unlocking gym by training is prerequisite |
| Honor | Blood Money | Make $1,000,000 from a single mugging | Yes | $ 20,000,000 | Base percent mug is 5% - Stupid way is to send 20m to an inactive, better to use a friend |
| Honor | Fresh Start | Reset your merits | Yes | $ 22,750,000 | Reset merits costs 500 points * 45.5k per point, can be free with end of year free reset |
| Honor | Wholesaler | Sell 1,000 points on the market | Yes | $ 45,500,000 | Buy 1,000 points then resell |
| Honor | Luxury Real Estate | Buy an airstrip for a property | Yes | $ 75,000,000 | Having PI is prerequisite, bumps cost by 475m to 550m |
| Honor | Moneybags | Invest $100,000,000 in the stock market | Yes | $ 100,000,000 | |
| Honor | Daddy's New Shoes | Win $100,000,000 on a single game of Russian Roulette | Yes | $ 100,000,000 | 50/50 chance to win, so having 200m makes this a bit more doable |
| Honor | Devout | Donate a total of $100,000,000 to the church | Yes | $ 100,000,000 | |
| Honor | Gold Belt | Own all heavyweight gym memberships | Yes | $ 307,500,000 | Unlocking gym by training is prerequisite |
| Honor | Worth it | Use a stat enhancer | Yes | $ 410,000,000 | For a skateboard, generally don't recommend unless late game |
| Honor | The High Life | Own a yacht | Yes | $ 895,000,000 | Having PI is prerequisite, bumps cost by 475m to 1.37b. Can borrow a friends short term |
| Honor | Green, Green Grass | Make an investment in the city bank of $1,000,000,000 or more | Yes | $ 1,000,000,000 | |
| Honor | Sacrificial | Donate a total of $1,000,000,000 to the church | Yes | $ 1,000,000,000 | |
| Honor | Monopoly | Own every stock benefit and dividend at the same time | Yes | $ 34,700,000,000 | Varies a lot, price as of 4/11/22 |
| Honor | Slow Bomb | Use a dirty bomb | Yes | $ 80,000,000,000 | Rough estimate of cost to buy DB, double merit |
| Honor | RDD | Use a dirty bomb | Yes | $ 80,000,000,000 | Rough estimate of cost to buy DB, double merit |
| Honor | Discovery | Be in a faction which starts making a dirty bomb | Yes | $ 80,000,000,000 | 100 cesiums @ 800m each. with hazmat rental at 30m/day, 12b collateral, 92.25b required |
| Honor | Foot Soldier | Beat 10 unique opponents in Russian Roulette | No | $ 100 | Keep playing $10 games, random |
| Honor | One in Six | Win 50 games of Foot Russian Roulette | No | $ 500 | Keep playing $10 games, random |
| Honor | Spinner | Spin the roulette wheel 1,000 times | No | $ 10,000 | $10 bet on red, takes 2 weeks with no refills |
| Honor | The Rising Sun | Travel to Japan 50 times | No | $ 32,000 | Cost can be reduced multiple ways |
| Honor | Painkiller | Use 50 Vicodin | No | $ 60,000 | 50 vicodin @ 1.2k each |
| Medal | Apprentice | Have a recorded networth value of $100,000 for at least 3 days | No | $ 100,000 | |
| Medal | Frequent Flyer | Travel abroad 25 times | No | $ 162,500 | Standard cost to mexico -6.5k, cost free in some cases |
| Honor | Diabetic | Eat 500 bags of candy | No | $ 250,000 | 500 boxes of chocolate bars @ 500 each |
| Medal | Entrepreneur | Have a recorded networth value of $250,000 for at least 3 days | No | $ 250,000 | |
| Honor | Who's Frank? | Use 50 Cannabis | No | $ 275,000 | 50 cannabis @ 5.5k each |
| Honor | Cascado | Travel to Mexico 50 times | No | $ 325,000 | Cost can be reduced multiple ways |
| Honor | Toronto | Travel to Canada 50 times | No | $ 450,000 | Cost can be reduced multiple ways |
| Honor | Shark Bait | Travel to Cayman Islands 50 times | No | $ 500,000 | Cost can be reduced multiple ways |
| Medal | Executive | Have a recorded networth value of $500,000 for at least 3 days | No | $ 500,000 | |
| Honor | I Think I See Dead People | Use 50 Shrooms | No | $ 525,000 | 50 shrooms @ 10.5k each |
| Honor | Hula | Travel to Hawaii 50 times | No | $ 550,000 | Cost can be reduced multiple ways |
| Honor | Mile High Club | Travel 100 times | No | $ 650,000 | Standard cost to mexico -6.5k, cost free in some cases |
| Medal | Jetlagged | Travel abroad 100 times | No | $ 650,000 | Standard cost to mexico -6.5k, cost free in some cases |
| Honor | British Pride | Travel to the United Kingdom 50 times | No | $ 900,000 | Cost can be reduced multiple ways |
| Medal | Millionaire | Have a recorded networth value of $1,000,000 for at least 3 days | No | $ 1,000,000 | |
| Honor | Maradona | Travel to Argentina 50 times | No | $ 1,050,000 | Cost can be reduced multiple ways |
| Honor | Good Friday | Exchange all eggs for a gold one in the Easter egg hunt competition | No | $ 1,079,000 | Only available during easter event, eggs more expensive around that time |
| Honor | Like The Celebs | Travel to Switzerland 50 times | No | $ 1,350,000 | Cost can be reduced multiple ways |
| Honor | Land Of Promise | Travel to the United Arab Emirates 50 times | No | $ 1,600,000 | Cost can be reduced multiple ways |
| Honor | Year Of The Dragon | Travel to China 50 times | No | $ 1,750,000 | Cost can be reduced multiple ways |
| Honor | Alcoholic | Drink 500 bottles of alcohol | No | $ 1,900,000 | 500 bootles of beer @ 3.8k each |
| Honor | Horse Tranquilizer | Use 50 Ketamine | No | $ 2,000,000 | 50 ketamine @ 40k each |
| Honor | Cape Town | Travel to South Africa 50 times | No | $ 2,000,000 | Cost can be reduced multiple ways |
| Medal | Pin Cushion | Use 500 medical items | No | $ 2,000,000 | 500 sfaks @ 4k each |
| Honor | Acid Dream | Use 50 LSD | No | $ 2,200,000 | 50 LSD @ 44k each |
| Medal | Multimillionaire | Have a recorded networth value of $2,500,000 for at least 7 days | No | $ 2,500,000 | |
| Honor | Party Animal | Use 50 Ecstasy | No | $ 2,650,000 | 50 ecstasy @ 53k each |
| Medal | Mile High Club | Travel abroad 500 times | No | $ 3,250,000 | Standard cost to mexico -6.5k, cost free in some cases |
| Honor | Energetic | Achieve the maximum of 1,000 energy | No | $ 3,340,000 | 4 xanax @ 835k each |
| Honor | The Fields Of Opium | Use 50 Opium | No | $ 3,750,000 | 50 Opium @ 75k each |
| Honor | Transfusion | Fill 250 empty blood bags | No | $ 4,100,000 | 250 empty blood bags @ 16.4k each - pharmacy reduces this to 3.75m |
| Honor | Angel Dust | Use 50 PCP | No | $ 4,500,000 | 50 PCP @ 90k each |
| Honor | There And Back | Travel 1,000 times | No | $ 6,500,000 | Cheapest flight is Mexico @ 6.5k, can be reduced in multiple ways |
| Honor | Crank It Up | Use 50 Speed | No | $ 8,000,000 | 50 Speed @ 160k each |
| Medal | Capitalist | Have a recorded networth value of $10,000,000 for at least 7 days | No | $ 10,000,000 | |
| Honor | Driving Elite | Reach racing class A | No | $ 12,000,000 | Lazy estimate for 1m per car for upgrades, 8m for cosworth |
| Honor | Self Defense | Win 50 defends | No | $ 15,000,000 | Losses going rate is 250-350k each, assuming 300k * 50 losses |
| Medal | Bouncer | Successfully defend against 50 attacks | No | $ 15,000,000 | Losses going rate is 250-350k each, assuming 300k * 50 losses |
| Honor | Anaemic | Fill 1,000 empty blood bags | No | $ 16,400,000 | 1000 empty blood bags @ 16.4k each - pharmacy reduces this to 15m |
| Honor | Magical Veins | Use 5,000 medical items | No | $ 20,000,000 | 5,000 sfaks @ 4k each |
| Honor | Bargain Hunter | Win 10 auctions | No | $ 20,000,000 | Estimating of 2m per auction, just bid on cheap stuff |
| Medal | Painkiller Abuse | Use 5,000 medical items | No | $ 20,000,000 | 5,000 sfaks @ 4k each |
| Medal | Citizenship | Be a donator for 30 days | No | $ 22,500,000 | Cost of 1 donator pack |
| Medal | Plutocrat | Have a recorded networth value of $25,000,000 for at least 14 days | No | $ 25,000,000 | |
| Honor | Dividend | Receive 100 stock payouts | No | $ 29,000,000 | Cheapest BB is TCT at about 29m, Stock Ticket costs 25 points so extra $1,137,500 |
| Medal | Ego Smashing | Have 50 enemies escape from you during an attack | No | $ 31,250,000 | Escapes going rate is 500-750k each, assuming 625k * 50 escapes |
| Honor | Free Energy | Use 50 Xanax | No | $ 41,750,000 | 50 xanax @ 835k each |
| Honor | Freedom Isn't Free | Make 500 bails from jail | No | $ 42,000,000 | https://www.torn.com/forums.php#/p=threads&f=61&t=16112435&b=0&a=0&start=0&to=21600737 |
| Medal | Brick Wall | Successfully defend against 250 attacks | No | $ 75,000,000 | Losses going rate is 250-350k each, assuming 300k * 250 losses |
| Honor | Ecstatic | Achieve the maximum of 99,999 happiness | No | $ 76,000,000 | Estimates based on 2x poison mistletoe @ 26m each, 8x eDVDs @ 3m each for services |
| Medal | Devoted | Be a donator for 100 days | No | $ 90,000,000 | Cost of 4 donator packs |
| Honor | Collector | Maintain an impressive display case of collectible items | No | $ 100,000,000 | 100m ish for rental, 2b ish for collateral |
| Medal | Aristocrat | Have a recorded networth value of $100,000,000 for at least 14 days | No | $ 100,000,000 | |
| Medal | Attention Seeker | Use 25,000 medical items | No | $ 100,000,000 | 25,000 sfaks @ 4k each |
| Medal | Turtle | Successfully defend against 500 attacks | No | $ 150,000,000 | Losses going rate is 250-350k each, assuming 300k * 500 losses |
| Medal | Underestimated | Have 250 enemies escape from you during an attack | No | $ 156,250,000 | Escapes going rate is 500-750k each, assuming 625k * 250 escapes |
| Honor | Sodaholic | Drink 500 cans of energy drink | No | $ 160,000,000 | 500 cans of goose juice @ 320k each |
| Medal | Diligent | Be a donator for 250 days | No | $ 202,500,000 | Cost of 9 donator packs |
| Medal | Mogul | Have a recorded networth value of $250,000,000 for at least 28 days | No | $ 250,000,000 | |
| Honor | Energize | Refill your energy bar 250 times | No | $ 284,375,000 | Refill - 25 points * 250 refills * 45.5k per point |
| Honor | Compulsive | Refill your casino tokens 250 times | No | $ 284,375,000 | Refill - 25 points * 250 refills * 45.5k per point |
| Honor | You've Got Some Nerve | Refill your nerve bar 250 times | No | $ 284,375,000 | Refill - 25 points * 250 refills * 45.5k per point |
| Honor | 007 | Achieve 1,000 attacks and 1,000 defends | No | $ 300,000,000 | Losses going rate is 250-350k each, assuming 300k * 1000 losses |
| Medal | Valiant | Be a donator for 500 days | No | $ 382,500,000 | Cost of 17 donator packs |
| Medal | Run Forrest Run | Have 1,000 enemies escape from you during an attack | No | $ 625,000,000 | Escapes going rate is 500-750k each, assuming 625k * 1000 escapes |
| Medal | Patriotic | Be a donator for 1000 days | No | $ 742,500,000 | Cost of 33 donator packs |
| Medal | Solid as a Rock | Successfully defend against 2,500 attacks | No | $ 750,000,000 | Losses going rate is 250-350k each, assuming 300k * 2,500 losses |
| Medal | Billionaire | Have a recorded networth value of $1,000,000,000 for at least 28 days | No | $ 1,000,000,000 | |
| Medal | Multibillionaire | Have a recorded networth value of $2,500,000,000 for at least 56 days | No | $ 2,500,000,000 | |
| Medal | Fortress | Successfully defend against 10,000 attacks | No | $ 3,000,000,000 | Losses going rate is 250-350k each, assuming 300k * 10,000 losses |
| Medal | Baron | Have a recorded networth value of $10,000,000,000 for at least 56 days | No | $ 10,000,000,000 | |
| Medal | Oligarch | Have a recorded networth value of $25,000,000,000 for at least 112 days | No | $ 25,000,000,000 | |
| Medal | Tycoon | Have a recorded networth value of $100,000,000,000 for at least 112 days | No | $ 100,000,000,000 |
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