Galdyr: forum

I'm currently posting this with TornTools enabled.

While I was playing Russian Roulette, an egg appeared as the opponent joined but the egg was located over the opponent's profile pic. I attempted multiple times to click the egg but it wouldn't let me. 

 

The time can be confirmed in the log:

18:12:43 - 17/04/25 KonvictCapone joined your game of Russian Roulette with a bet amount of $10,000,000

18:13:05 - 17/04/25 You were sent to the hospital for 0h 20m : Shot themselves in the foot

 

When I left the game, as there was nothing else I could do, the egg was gone. 

 

The rules are simple:
1. Post a reply describing what you think is the best sequence to take education courses.
2. Specify if the education sequence is battle focused, networth focused, merit focused or something else (specify).
3. Send $100,000.00 (One Hundred Thousand) to OP for every post/suggestion.
4. You can make as many suggestions as you want, there is no limit
5. Upvote on at least one person's suggestion.
6. The person with the most upvotes when the comp ends wins a WSSB BB.
7. Competition will end after 2 hours if no post is made within that time window.
8. The suggestion has to be your own, not something you find in the "tutorials & guides" section.

Lol...

Not a bug.

Hi, 

I am looking to buy trains in Intelligence primary and secondary Endurance. Need to get up to 5k INT and 2.5k END at least. Willing to pay $300k per train, and need 10 per day if possible. Please PM me to discuss further. I am very active. 

Thanks!

Let me add my 5 cents worth, based on my own experience.

When I unlocked my first special gym (Balboas), the plan was to horde defense in order to survive wall sitting against much stronger opponents.

According to tornstats, it will take approximately 38 days to increase 1M of any battle stat to 10M (based on my training schedule and the ChaCha's gym - you may be able to attain this faster depending on your training habits and unlocked gyms). It will then take a further 44 days to increase the same stat from 10M to 100M. However, it will take about 302 days to increase 100M to 1B due to the effect of the 50M soft cap. So in essence, if you horde one stat you can increase your stats from 1M to 100M in 82 days. But if you try to balance your stats, and every stat was at 1M (4M in total) it will increase to a total of 40M (10M each) in 152 days. I therefore decided that the most effective way to attain my goal of sufficient defensive stats would be to horde one until at least the 50M soft cap and then decide what to train further once this goal has been reached.

So I was training defense, when I realized that there was something important that I hadn't considered. Once I finished the bachelors of biology course, I could start using temporary stat boosters. The stat boosters give the following benefits:
1. Epinephrine gives 500% strength
2. Melatonin gives 500% speed
3. Tyrosine gives 500% dexterity
4. Serotonin gives 300% defense and replenishes life by 25%

If you have 500M defense and your opponent has 300M strength, and you use Serotonin and he uses Epinephrine you will both have an effective battle stat ratio of 1:1 even though your initial defense stats were higher than his strength. Whereas for the dexterity booster you gain the full 500% to compete with the speed booster. This is actually quite unbalanced and doesn't even consider the cost implication of the temporary boosters ($1,3M for the defense booster vs $600k for the dexterity booster).

Now for those of you who do not know this, you need fourteen times (14x) as much defense as your opponent's strength in order to guarantee that you will mitigate 100% of an opponent's attacks. This is based on stat weights. Please bear in mind that you will still mitigate a portion of the damage if you do not have the ratio of 14:1 and this ratio is to guarantee FULL mitigation of every hit (a ratio of 1:1 will mitigate 50% of damage received).

The ratio of dexterity vs speed required to guarantee 100% of an opponent's attacks will miss is 100:1, ie 100 dex for every 1 speed your opponent has. This is a big difference, but you also dodge 50% of an opponents attacks at a ratio of 1:1. The key difference here is that when you dodge, you don't take any damage from your opponent's attacks so every dodge is in essence a 100% mitigation of damage.

Now let us consider the effects of battle stats.

Defense gives the following effect(s):
1. Reduces the damage you take per hit.

Dexterity gives the following effect(s):
1. Increases your chance of dodging an attack.
2. Increases your chance of stealthing an attack.
3. Decreases your opponents chance of stealthing an attack.
4. Increases your chance of escaping from an opponent.

So clearly dexterity also helps when you are attacking as well, by providing you with stealth as well as reducing enemy stealth. I'm not going to discuss the benefits of this, since we all know what a difference it makes when you can both stay anonymous when chaining/mugging as well as reveal who is mugging or chaining on you.

Something else to consider is the passive stat increases you can gain from educations:
Defense = +11% vs Dexterity = +19%
If you combine this with full merit upgrades in one stat as well as job perks, you can have insane dexterity. For example, you do all the educations (+19%); spend 55 merits in Evasion (+30%) and work in a 7* (or better) Gents Strip Club (+25%) then you can have +74% dexterity. Now take a vicodin, and you have +99% dexterity. Dexterity's passive increases are the highest individual totals you can reach for any of the stats (which can be further increased with faction perks and the above mentioned temporary boosters).

I therefore stopped hording defense at this point and started hording dexterity. I can confirm that I have successfully survived (stalemated) attacks from opponents significantly stronger than myself (more than 5 times stronger) since hording dexterity, so it is a viable strategy. I also know that when my stats were more balanced, I beat a defense horder for the Vae Victis honor. I need to emphasize that you cannot have only one defensive stat maxed, you need str and spd in order to reach your full potential. I am playing with the idea of training my Dex as my highest stat, then have my strength and speed equal and basically ignore defense. For example, my compared stat ratio of DEF:DEX:STR:SPD would be 0.1:1.5:1:1 or perhaps 0.1:1:1:1

In conclusion, I am of the opinion that dexterity is more effective than defense. But I also want to end this post with one thought: This is a game, so play it your own way. You don't always have to do everything the way the older and more experienced players do it. Just because it is the most effective or efficient way does not make it the most fun way, and that is what a game should be.

I've wasted about an hour on a free-to-play old arcade game on stealthgames.online. 

 

It has arkanoid, snake and tetris. I played arkanoid. 

 

I need to re-evaluate my life choices...

Lol...

Not a bug.

I'm currently posting this with TornTools enabled.

While I was playing Russian Roulette, an egg appeared as the opponent joined but the egg was located over the opponent's profile pic. I attempted multiple times to click the egg but it wouldn't let me. 

 

The time can be confirmed in the log:

18:12:43 - 17/04/25 KonvictCapone joined your game of Russian Roulette with a bet amount of $10,000,000

18:13:05 - 17/04/25 You were sent to the hospital for 0h 20m : Shot themselves in the foot

 

When I left the game, as there was nothing else I could do, the egg was gone. 

 

I also experienced this. I thought I was buying an armor cache for $3.5M and it turned out it was a listing for E-dvd's showing on the wrong page. I thought I had scored a bargain, but alas it wasn't. The disappointment...

 

-sigh-

 

The bug popped up again on a different item, with the opposite effect. I was on E-dvd's again (I know, I know...) and went over to another item and saw the top listing for E-dvd's showing up as xanax! Not sure why this happened with E-dvd's specifically, but I managed to take a screenshot:

 

 

How cool would it be if there was a 'war mode' for merits?

 

So during ranked wars, you can set it to offensive stuff like weapons upgrades, etc. While outside wars it would be focused on the other important things like building up net-worth, etc. 

 

To keep it balanced and prevent abuse, it would need a similar cooldown that faction bonuses have for war mode, so you can't just jump between it for attacking.

 

Thoughts?

Looking for any 10* position with free E job perk, i.e. game shop, candle shop or farm.

• Manual labor 35,155
• Intelligence 37,979
• Endurance 62,322
• Total 135,456

Looking for work in 10* Game Shop or other energy perk company.

Working Stats:

• Manual labor 35,155
• Intelligence 37,839
• Endurance 62,042
• Total 135,036

Active daily. No pay needed.

Message me.

You haven't received nearly enough credit for this...

I'm looking to buy a TCHS BB, please contact me directly.

EDIT: Bought, thanks.

Is this really a post about someone complaining that a developer with a great idea is being paid too much for making his intellectual property available for free?

Do you complain about using Facebook for free as well?

Thanks guys.

Does anyone know if you can have multiple special gyms unlocked at the same time? Like having the str+spd gym together with the elites gym (dex+25%)?

Also as a sidenote, I use kiwi browser on my phone and can confirm that the torntools extension and the gym calculator works on android.

Not to rain on your parade, but I found boxing gloves without any merits in awareness... So my question is: what is more important, awareness vs luck? I pray every day, and now I have rosary beads. Not sure if praying will make a difference though..?

Bump

It's the first BB I bought, is not so expensive and the benefits outweigh the cost. However, if you know someone that can loan you the BB there is no reason to buy it.

Hi everyone,

There seems to be a debate in my faction about which is best, buying stock BB's first or investing that same amount in city bank. So I thought I would do the actual calculations to compare the Annual Percentage Rate (APR). Since this is what the city bank uses, it will be the easiest rate to use in order to compare the various investments.

My sample size is based on actual stock payouts I received.

For the LSC BB, I purchased the BB on 04/05/2019 and sold it on 24/10/2019. I therefore held the BB for 173 days, or 24.71 weeks. During this period, I received a total of 26 lottery vouchers for an average of 1.05 per week.

For the FHG BB, I purchased the BB on 25/06/2019 and still hold it today, 20/10/2020. I therefore had the BB for 483 days, or 69 weeks. During this period, I received a total of 70 FHC's for an average of 1.01 per week.

The current value of a Lottery Voucher is $879,612.
The current value of a Feathery Hotel Coupon is $13,051,318.

The cost of a LSC BB is $27,091,500.
The cost of a FHG BB is $917,398,000. ($458.699/share)

An annual percentage rate (APR) is the annual rate earned through an investment.

APR uses the following formula:
APR=((Interest/Principal)/(days of investment term)×365)×100

The cost of investment will be fixed at the current value. While this isn't the most accurate method, it is the best method to compare average weekly BB payouts with average weekly city bank dividends.

So we will replace interest with the total dividends of the period in question, ie $879,612 x 26 = $22 869,912:
APR = (($22 869 912 / $27,091,500)/173*365)*100 = 178.105857701886

For the FHG BB, the total dividends of the period in question is $13,051,318 x 70 = $913 592 260 :
APR = (($913 592 260 / 917,398,000)/483*365)*100 = 75.2558657470778

The highest APR provided by the city bank is the 2 Month investment period, which equals 78.71% APR (at time of writing this post). However, if we are to assume that you would compound your interest in the city bank over the same period then one must instead compare the Annual Percentage Yield (APY) or the "effective annual interest rate" . The effective annual interest rate is the real return paid on savings or the real cost of a loan as it takes into account the effects of compounding and any fees charged.

The APY is calculated using this formula:
APY = (1 + (nominal rate / number of compounding periods)) ^ (number of compounding periods) - 1

So let's calculate the APY for each investment period in the city bank:
1 week: (1+(56.58% APR / 52))^52 - 1 = 0.7555 or 75.55%
2 weeks: (1+(64.89% APR / 26))^26 - 1 = 0.8983 or 89.83%
1 month: (1+(72.33% APR / 12))^12 - 1 = 1.0185 or 101.85%
2 months: (1+(78.71% APR / 6))^6 - 1 = 1.0951 or 109.51%
3 months: (1+(75.09% APR / 4))^4 - 1 = 0.9900 or 99.00%

So the best APY rate is the 2 month investment in the city bank, considering compounding interest.

However, it is commonly known that unless you have $2B capital, the quicker investment period of 2 weeks is still the better investment option, as you can add your bi-weekly earnings to the investment amount and gain an additional compounding value. However, none of the investment APY's beat the LSC BB's APR, which is commonly expected to be lower than an APY. So let's do the actual calculation of total return on investment of the value of the LSC, should you invest the same amount in the bank and compound it.

The expected annual return of the total LSC stock payouts would be:
$879,612 x 1.05 (average payout per week) x 52 weeks = $48 026 815.20

That gives a total profit for LSC of:
$48 026 815.20 (annual return) - $27,091,500.00 (Cost of BB) = $20 935 315.20

If you invested the cost of the LSC BB at the best APY rate (ie 2 months), our annual profit would be:
Cost of BB + 12.94% (bi-monthly interest rate as at date of post) = 2 month compounded investment capital
2 month compounded investment capital + 12.94% (bi-monthly interest rate as at date of post) = 4 month compounded investment capital
4 month compounded investment capital + 12.94% (bi-monthly interest rate as at date of post) = 6 month compounded investment capital
6 month compounded investment capital + 12.94% (bi-monthly interest rate as at date of post) = 8 month compounded investment capital
8 month compounded investment capital + 12.94% (bi-monthly interest rate as at date of post) = 10 month compounded investment capital
10 month compounded investment capital + 12.94% (bi-monthly interest rate as at date of post) = total capital at 12 months

ie:
27091500.00 + 3505640.10 = 30597140.10
30597140.10 + 3959269.93 = 34556410.03
34556410.03 + 4471599.46 = 39028009.49
39028009.49 + 5050224.43 = 44078233.92
44078233.92 + 5703723.47 = 49781957.39
49781957.39 + 6441785.29 = 56223742.68

So total profit is $56 223 742.68 - $27,091,500.00 (Cost of BB) = $29 132 242.68 / year.

However, this is just the profit in the first year. Something else to consider is that after the cost of the BB is deducted in the first year, the total profit for the second year on the BB payouts is $48 026 815.20, since the cost of the BB is only deducted once. And if you can buy the BB at a low price, the total increase in price/share could substantially increase your total return on investment. The same holds true for an FHG BB, but the APR does not beat the APR of even a 1 week investment, which means that you should technically only consider buying the FHG BB once you have the $2B max capital in the city bank. It should be noted that I bought the FHG BB at a very low price of $253.133/share, so my return on investment on the FHG BB is better than the bank investment.

"(BB)You bought at $506,266,000 worth and profit + $409,498,000"

In summary, the most cost effective way to invest $27M is to FIRST buy an LSC stock BB (when the price is super low) and re-invest the returns from selling the lottery vouchers in the city bank on a bi-weekly basis, adding additional profits from flying, trading, etc. every 2 weeks.


EDIT: I have been provided with this link: http://torn.sliw.co/resources/stockmarket.png and this forum thread: https://www.torn.com/forums.php#/p=threads&f=61&t=16041805&b=0&a=0 which indicates that LSC provides a weekly return of 3.25% based on a larger sample database of received stock payouts. This is higher than the bi-weekly rate of 2.49%, which supports my theory that LSC is the best investment option. The key to making it more profitable is buying the stock BB when the price is low, and holding it long term so that the increase in the cost/share also adds to the value of the total return on investment, not just the stock payouts.

I use macana during dogtags event when stealth is crucial and dbk during tt wars when damage is more important. I rarely use my rifle because i have merits in piercing.

However, that being said I want to save for a handbag. Definitely the best weapon in the game.

Just kidding FYI. In case anyone hasn't figured it out, this shows your name only to yourself...

Number 1 rule on forums: "Don't feed the trolls."

BUT:
Just wanted to thank you for effing up my trading business.