Hi everyone If there anyone need a high salary job just dm me. Requirements: 1. Need a pretty high working stats, all you three working stats must be more than 400 2. Be online as much as possible 3. Have to learning alot when you join the company Benefits: 1. High salary of course 2. Professional and happy working environment 3. At the end of a month, there will be a event that i will give all my employees a gift. In that gift there will be mystery thing.just to cheer you guy up And some more things. Well that’s all if you guy like this touch my name and touch the yellow suitcase then apply me Hope you guy have a nice day!
HI,MY NAME IS RICKY I HAVE A STORE,YOU OFTEN CALL IT BAZZAR,I OFTEN SELL A LOT OF THINGS WITH A LOW COST I ALSO HAVE A THING NAME MYSTERY BOX, I CREAT IT BY MYSELF AND SELL YOU GUY THE PRICE OF THE MYSTERY BOX DEPEND ON THE TOAL VALUE OF ITEMS IN THE BOX
SO IF YOU GUY FREE,OR WANNA BUY SOMETHING, SO YOU GUY CAN COME TO ME,TAKE A LOOK AT MY STORE OR MAYBE JUST CONTACT ME TO BUY THE MYSTERY BOX,I WILL REPLY YOU WITH THE SHORTEST TIME
THANK FOR READING HERE HOPE YOU GUY LIKE MY STORE THANK YOU AND HAVE A GOOD DAY
Hi guy, uhm i dont have anything to say to but if you wanna buy something, but it is too high, just contact me , you will buy it with a very low cost thankk for seeing bye bye
we working on trust, even you're a staff and you don't mind to do your responsibility on paying the money back. i see what really going on here! and again i closed that policy. Anyone who wanna say something to me about the bank kept telling that '''Where is my 7%?, oh can i loan 7% of my network?'' but they never read or maybe don't know how to read!. So that's all, thank for talking to my forum, because the ''excitation'', my forum kinda hot. Hope you have a good day! And thank you your friend for asking!
1️⃣ Step 1 – Loan Request You start by submitting a loan request that includes:
The loan type (Collateral or Networth)
The amount you want to borrow
Your collateral or network reference
The expected start and due dates Once submitted, your information will be reviewed.
2️⃣ Step 2 – Loan Approval If your request is accepted, your loan will be officially created in our system.
Your starting credit score is 50 (or your current score if you’ve borrowed before).
The interest rate depends on your score and loan type.
The loan status is set to “Active”. You will receive a confirmation message once your loan is approved.
3️⃣ Step 3 – Loan Period Every 3 days, interest is added automatically. You can check your loan status, total debt, and interest at any time. Make sure to plan your payments before the due date to avoid penalties.
4️⃣ Step 4 – Payment You can repay part or all of your loan before or on the due date. Once your total payments equal your principal + interest: ✅ Your loan status becomes “Paid” ✅ You earn +5 credit points for good repayment history
5️⃣ Step 5 – Overdue Rules If you don’t repay by the due date: ⚠️ Your loan becomes “Overdue” ⚠️ Daily interest of 4% starts applying ⚠️ You lose 1 credit point per overdue day The sooner you clear the payment, the less damage it does to your credit score.
6️⃣ Step 6 – Credit Score System Your credit score represents your trust level in the system:
Pay on time → +5 points
Pay late → −5 points
Stay overdue → −1 point per day The score can range from 0 (worst) to 100 (excellent) and affects your future loan interest rate.
7️⃣ Step 7 – Transparency & Security All your loan data is stored safely and updated automatically. Only authorized admins can edit loan records. Your credit history is permanent — every payment and delay counts.
[1] Loan Types There are two types of loans in this system: Collateral Loans (secured with assets) and Networth Loans (based on reputation or trust). Both are tracked under the same rules for credit and repayment monitoring.
[2] Interest System Interest is calculated every 3 days.
Network Loans: Credit ≥ 80 → 3%, 70–79 → 4%, <70 → 5% If a loan becomes overdue, it switches to a daily interest rate of 4%, applied on the outstanding balance until payment is made.
[3] Credit Score Rules Each borrower starts with a credit score of 50.
Paying on time → +5 points
Paying late → −5 points
During overdue periods → −1 point per day until fully paid The score can range between 0 and 100, and it permanently reflects the borrower’s history across all loans.
[4] Loan Status Loans can have three statuses:
Active: currently ongoing
Paid: fully repaid
Overdue: payment past due date The status automatically updates each day when the system runs.
[5] Financial Calculations
Total Interest = Principal × (InterestRate ÷ 100) × PeriodsElapsed
Outstanding = Principal + TotalInterest − Paid
Profit = Outstanding − Principal These formulas keep track of total gain and unpaid amounts.
[6] Automation & Security The system updates daily (or via manual trigger). Only admins can edit loan data. All edits are logged automatically in the version history to maintain record accuracy.
Looking for a fast, flexible, and secure way to borrow money, but tired of being limited by huge loan requirements? Ricky Bank has got you covered! Borrow from $1 up to 10M – whether it’s a tiny loan or a mid-size one, everyone is welcome.
✨ Collateral Loans: 4–6% per 3 days – safe, secured, and still highly profitable! ✨ Networth Loans: 3–5% per 3 days – borrow based on your network, quick, convenient, and lucrative!
🔥 Amazing Perks & Advantages:
Fast Approval: Get your money in minutes
Secure & Transparent: No hidden fees, no complicated processes
Flexible Repayment: Pay interest every 3 days, manage your cash flow easily
Opportunities for Everyone: Whether you’re a first-time borrower or a seasoned client, Ricky Bank is ready to serve
💸 Don’t let anyone hold you back – with Ricky Bank, even a small loan can give you big opportunities. Take control, enjoy flexible repayment cycles, and start earning real interest benefits today!
I’d like to share a few ideas that could enhance the gameplay experience, make the economy more dynamic, and foster a safer environment for players.
Player-Driven Production and Market Pricing Consider allowing player-run companies to produce goods for the city. This would create a player-driven supply and demand system, making pricing more realistic and engaging. Players could compete in production, trade, and market strategies, resulting in a more immersive and dynamic economy.
Intermediary System for Loans and Borrowing Introduce a trusted intermediary mechanism for loans and borrowing between players. For example, if Player A borrows money from Player B, the transaction would go through an intermediary contract system, where collateral can be held securely. If Player A fails to repay on time, Player B would have the right to claim the collateral. This adds security and trust, encouraging more player-to-player financial interactions.
Reputation System for Players Implement a player reputation system. If someone scams or is reported for dishonest behavior, their reputation points would decrease. This would create healthy competition, incentivize fair play, and help build a trustworthy community.
Overall, these changes could make the in-game economy more realistic, engaging, and fair, while giving players tools to interact safely and strategically.
