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BobBobbobsmoky [2840028] Level 40 Hospital Bigger on the Inside BOTI Citizen

Forum posts (Torn's count)
39 observed
Archived posts
39
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8

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From the 39 newest archived posts.

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Most-liked posts

Likes as archived at fetch time, adjusted for how long each post had been up. Scored posts only; the full score pass runs after the import.

2% a Week Loans Starting at 1 million · · 4 likes

===================================================================

                    🏛️ PREMIER BANK 🏛️

            Fast & Flexible Financing in Torn City

===================================================================

 

Looking to expand your net worth, fund faction goals, or flip high-value items? 

Premier Bank offers competitive interest rates and a credit-building 

system designed to grow your borrowing capacity over time!

 

-------------------------------------------------------------------

📊 CREDIT SCORE TIERS & MAXIMUM LOAN LIMITS

-------------------------------------------------------------------

• Credit Score 0 – 199 : $1,000,000

• Credit Score 200 – 299 : $1,500,000

• Credit Score 300 – 399 : $3,000,000

• Credit Score 400 – 499 : $6,000,000

• Credit Score 500 – 599 : $10,000,000

• Credit Score 600 – 699 : $15,000,000

• Credit Score 700 – 799 : $20,000,000

• Credit Score 800 – 1000: Custom terms based on Net Worth & History

 

-------------------------------------------------------------------

📋 BANK TERMS & CONDITIONS

-------------------------------------------------------------------

• Weekly Interest: 2% charged on the principal balance per week.

• Credit Growth: Gain +100 credit score points for every week your loan is kept current (Max 1,000 score).

• Overdue Penalty: 0.15% daily interest added to overdue accounts; credit score drops by -15 points per day overdue.

• Dynamic Compounding: Fees automatically roll over into the principal at each weekly mark.

 

📩 Direct message today to check your credit tier and apply for a loan!

===================================================================

 

Business questions · · 1 like

Yesterday I advertised starting an independent banking business in torn. Many people commented saying that I would lack credibility and that it seemed like a scam. After reading all the comments, i can see where they are coming from. Do any of you have suggestions on creating a good reputation so that people are willing to do business? Are there ways to police an independent business in torn so that investors have trust/insurance?

New Pawn Shop Open · · 0 likes

I apologize, where should I move this thread to?

New Pawn Shop Open · · 0 likes

New pawn shop! Pawn items for 70% of value and receive loan for up to one week with 1% daily fee. Value will be based on lowest price on the item market, unless it is an outlier (5% or more lower than the next priced item). When you pawn with me, you will get a link to a spreadsheet so that you can see your item as well as the current fee, deadline, etc.. fee will be required to close pawn. High ticket items will be displayed in display case.  Low value items will be accepted in bundles (think cheap plushies and flowers) Feel free to ask clarifying questions on this thread. Message me for questions, or to negotiate a deal! 

Pawn Shop Open · · 0 likes

New pawn shop! Pawn items for 70% of value and receive loan for up to one week with 1% daily fee. Value will be based on lowest price on the item market, unless it is an outlier (5% or more lower than the next priced item). When you pawn with me, you will get a link to a spreadsheet so that you can see your item as well as the current fee, deadline, etc.. fee will be required to close pawn. High ticket items will be displayed in display case.  Low value items will be accepted in bundles (think cheap plushies and flowers) Feel free to ask clarifying questions on this thread. Message me for questions, or to negotiate a deal! 

Recent archived posts

2% a Week Loans Starting at 1 million ·

Open for more clients

2% a Week Loans Starting at 1 million ·

B

2% a Week Loans Starting at 1 million ·

Still accepting new customers 

2% a Week Loans Starting at 1 million ·

Open for more customers!

2% a Week Loans Starting at 1 million ·

It's on the honor system. I'm just wanting to expand the gameplay/ be entrepreneurial. I know that some players will just take the money and run and I won't have any recourse 🤣

2% a Week Loans Starting at 1 million ·

Bump

2% a Week Loans Starting at 1 million ·

Bump

2% a Week Loans Starting at 1 million ·

Bump

2% a Week Loans Starting at 1 million ·

Bump

2% a Week Loans Starting at 1 million ·

Bump

2% a Week Loans Starting at 1 million · · 4 likes

===================================================================

                    🏛️ PREMIER BANK 🏛️

            Fast & Flexible Financing in Torn City

===================================================================

 

Looking to expand your net worth, fund faction goals, or flip high-value items? 

Premier Bank offers competitive interest rates and a credit-building 

system designed to grow your borrowing capacity over time!

 

-------------------------------------------------------------------

📊 CREDIT SCORE TIERS & MAXIMUM LOAN LIMITS

-------------------------------------------------------------------

• Credit Score 0 – 199 : $1,000,000

• Credit Score 200 – 299 : $1,500,000

• Credit Score 300 – 399 : $3,000,000

• Credit Score 400 – 499 : $6,000,000

• Credit Score 500 – 599 : $10,000,000

• Credit Score 600 – 699 : $15,000,000

• Credit Score 700 – 799 : $20,000,000

• Credit Score 800 – 1000: Custom terms based on Net Worth & History

 

-------------------------------------------------------------------

📋 BANK TERMS & CONDITIONS

-------------------------------------------------------------------

• Weekly Interest: 2% charged on the principal balance per week.

• Credit Growth: Gain +100 credit score points for every week your loan is kept current (Max 1,000 score).

• Overdue Penalty: 0.15% daily interest added to overdue accounts; credit score drops by -15 points per day overdue.

• Dynamic Compounding: Fees automatically roll over into the principal at each weekly mark.

 

📩 Direct message today to check your credit tier and apply for a loan!

===================================================================

 

Pawn Shop Open ·

Open for business!

Pawn Shop Open ·

B

Pawn Shop Open ·

Bump

Pawn Shop Open ·

 You would recieve a loan that is worth 70% of the value of the item being pawned. Example: if you pawn item worth 1,000,000, you would receive 700,000. If you wanted to reclaim the item after 5 days, you would pay a 5% fee of 35,000 + 700,000 loan.

Pawn Shop Open ·

Bump

New Pawn Shop Open ·

Also, have only been active for about a year or so

New Pawn Shop Open ·

Just trying to do something fun/entrepreneurial in the game 😁

New Pawn Shop Open ·

Yes, you would recieve a loan that is worth 70% of the value of the item being pawned. Example: if you pawn item worth 1,000,000, you would receive 700,000. If you wanted to reclaim the item after 5 days, you would pay a 5% fee of 35,000 + 700,000 loan.

New Pawn Shop Open ·

🤣