6 feels like the fairest change without interfering too heavily.
Torn is a crime RPG at its heart and is well within the spirit of that theme to achieve victory through whatever means possible.
Choosing to win through sheer power, utilizing finances or outright playing smarter should be preserved with minimal interference to avoid a static meta or fully alienating the individuals that have built their character to make their Torn living as Mercenaries.
Finished a 2nd transaction with Luochen and further updating my review.
Trades are always polite, professional and timely during specified business hours. Luochen takes further steps to deliver a receipt of purchase with each transaction taken and the pricing is fair. [background color=var(--bbc-body-bg-color)] Trusted [/background]*****
Personal opinion It's fair game, dirty, but thematically on brand for Torn.
No personal experiences to share yet as perpetrator or victim. I'm new enough I'd likely real instant karma for the attempt if I was inclined to try it, but wouldn't be too upset if on the receiving end.
Sorry you're getting so many downvotes. I actually thought the advice offered in some of the responses were useful to know.