OD Insurance helps protect you against the losses caused by an overdose. Choose the insurance plan you want, pay the listed fee before taking the insured drug, and your coverage begins from when the fee is paid.
If you overdose while your policy is active, send the official Torn overdose event/log for verification. Once the claim is confirmed, you will receive the payout listed for the plan you purchased.
HOW IT WORKS, STEP BY STEP:
1. Choose the insurance plan that fits your needs.
2. Send the insurance fee with a message attached, telling which insurance plan you are using to Korrvack [3840107]
3. Take the Xanax within 2 HOURS of sending the fee
4. If you overdose, send the log via your events menu to Korrvack [3840107]
5. Once the log is verified, you will be paid out as soon as possible. (within the same calendar day)
6. If you do NOT overdose, the fee is non-refundable.
STANDARD INSURANCE
FEE
PAYOUT
1x XANAX
33x XANAX
2x XANAX
66x XANAX
3x XANAX
99x XANAX
STANDARD PLAN VS WAR PLAN
The standard insurance plan can be used at any time, typically for your daily Xanax intake
The War plan is only available when your faction is matched for war and has 12 hours before it officially starts, or is currently ongoing.
WAR INSURANCE
FEE
PAYOUT
1x XANAX
40x XANAX
2x XANAX
80x XANAX
3x XANAX
120x XANAX
ECSTASY INSURANCE
This plan is ONLY for Ecstasy Overdoses, and will not cover Xanax Overdoses
Ecstasy Insurance
FEE
PAYOUT
1x XANAX
22x XANAX
2x XANAX
44x XANAX
3x XANAX
66x XANAX
HAPPY JUMP INSURANCE
This plan will cover Xanax overdoses, AND Ecstasy overdoses. This plan will need to be purchased for EACH drug taken. It will not cover all 4 Xanax, and 1 Ecstasy at once.
Happy Jump Insurance
FEE
PAYOUT
1x XANAX
4x XANAX, 4x EDVDs, 1x ECSTACY
2x XANAX
8x XANAX, 8x EDVDs, 2x ECSTACY
3x XANAX
12x XANAX, 12x EDVDs, 3x ECSTACY
7 DAY INSURANCE
This plan will cover ALL XANAX OVERDOSES, that happen within a 7 day timeframe after you pay the initial fee.
The insurance plan will start the second that the fee is sent. This is tracked by my own spreadsheet, which the event log will be stored in with the Torn Timestamp. This way there is no confusion as to when the coverage ends.
7 Day Insurance
FEE
PAYOUT
20x XANAX
30x XANAX
40x XANAX
60x XANAX
60x XANAX
90x XANAX
Important: Insurance must be purchased before the insured drug is taken. Claims are required to have an event log sent WITHIN 2 HOURS of the fee being paid.