Hi folks,
I was wondering how higher level players in Torn make steady money without constantly getting mugged, so I put together this simple guide. If you're new or mid game, this might help.
1st-Reducing Mug Risk
Never hold large cash longer than necessary.
Cash on hand = mug bait.
After selling expensive items
Move money to bank immediately
Put it into stocks
Use faction or company vault
Use a trusted temporary trade if needed
Stay hospitalized during big trades.
If you accept a high value trade, being in hospital removes the mug window.
Turn revives off if you don’t want to wake up holding cash.
Avoid announcing big sales publicly before securing the money.
Silent players get mugged less.
2nd-Consistent Money Making
Travel consistently.
Plushies and flowers are boring but boring makes money.
Join a good company.
Company perks reduce daily expenses and increase income potential.
Do crimes daily.
Even small crimes add up over time.
Don’t gamble your entire net worth.
Casinos create screenshots, not wealth.
3rd-Use The Leveling System of Baldr
Many players follow the Baldr leveling method for efficient early leveling.
Basic idea:
Focus on leveling first, not stats.
Attack weaker, high XP targets.
Use your energy mainly for XP gain.
Do not overtrain battle stats early if your goal is fast leveling.
Level unlocks
Better travel destinations
Better income opportunities
More gameplay options
Also after winning the attack you should leave them to maximize the benefits of the exp.
Stats can be trained later. Access comes from levels.
4th-The Mindset
Rich players protect money first and grow it second.
Poor players try to grow money without protecting it.
Consistency beats lucky big scores.
Daily small profit turns into long term wealth.