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Online Banking..

Started by King_David [129990] on in Suggestions.

267 replies · 1.6k views · thread synced · 7 days ago · View on torn.com
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AshleyT [1432316] ×2 IAMNEWB [1613227] ×2 Xtance [196703] ×1 mug [553318] ×1 RyuFive [1635537] ×1

King_David [129990]

It would be a nice feature for people who's flying to be allowed to withdraw money using the laptop if they have money in the Cayman Islands bank. Just like modern days with online banking using an online banking system. If you use the laptop in torn perhaps, an online banking feature can be added.

I hope many can appreciate the thought an help push for this as it will help everyone.

Have you ever been on a flight for flowers or to rehab or something and forgot to take money with you? If the laptop in Torn had an online banking feature and if you have money in the Cayman Islands bank then, if you've forgotten to take money with you... this feature will help. You wouldn't have to sit around waiting for someone to send you money.

Maybe the feature will only allow your withdrawal to be a set minimum amount to make it fair so, players can't abuse the system. Something like $25 million plus a withdrawal fee being the lowest one can withdraw sounds fair and also a unseen random cool down ranging from 5 minutes to 20 minutes for the translation to complete it's process and penalty fee on your investment which will help against abuse nor wouldn't take away from the mugging aspect of the game.

This feature also "only works while traveling" using the laptop.

In real life internet service while in flight does exist and can only be used on private jets. So this link is proof you can use the internet while in transit on an airplane! http://www.ryljets.com/wi-fi-internet-options-on-private-jets/

Or to make things more simple... just add atm's or banks in all the countries that allow players to withdraw from their Cayman Islands account. Each withdraw has a minimum of $25 mill each plus a penalty fee and a withdraw fees. Again it's meant for emergency purposes only. You still have to travel back to Torn and then to the Cayman Islands to re-deposit money if you wanted to redeposit money back into your account.

Since some may think the idea isn't air tight. How about being about to transfer money from your Caymans account to a holding bank in any country using the same principals as far as the set withdrawal amount and fees, random delayed time for the transaction to complete... using your laptop to set up the transaction? You still could only travel to the Cayman Islands to redeposit the money into that account. Seems like a solid idea now.

It's not a mugging nurf and far from it. If anything it helps to create muggings because if someone doesn't take money to travel with on purpose and think this service will protect them as if it's a loop hole from getting mugged. They will be forced to withdraw a set amount and a set time before one can travel back to Torn after withdrawal of money can be implemented that leaves them out in the cold with a thin sweater! Hahahaha Let's say... 10 - 30 min time. Now... for a whole 10 - 30 min... they are vulnerable. No mugging nerfs. Just luck of the draw my friends. :)

For those who like to travel and sit in other countries and then go off radar because of not being active... it's only fair this service should be available once a player has been active for at least 24 hrs time if one happens to go off grid because of inactivity.

Adding a 5 - 10 min. deposit coolddown in Torn for when one lands will eliminate quick vault deposits of sneaky ones thinking they can just not take money with them... use this system and they think to beat it with a quick deposit when they land! Hahaha can't be that easy!

Again, the purpose of this system is for emergency travel cash. It's not for nerfing anything. It will keep the integrity of all the rest of the game's aspects in tact. Torn needs to continue growing... even with the small things.

Thanks for your time and support everyone.


Best Regards,
David
RyuFive [1635537] Reporter

This might be worth implementing, but 2 things id add.
> There should be a time duration when the money is in transit so it wouldnt be received instantaneously.
> There should be a way to lose the money. Either a chance of randomly lost, or not all the money was received, or someone (player) intercepted the cash and mugged some of it.

Just my take on this. I vote yes though
Mat-Senpai [952164]

i can't agree with the suggestion as it's just far too over powered and removes too many elements from the game.
King_David [129990]

It would remove too many elements like what?

Only thing I see it effecting would be mugging if a "set minimum" of withdrawal isn't implemented.
Also what RyuFive suggested... "> There should be a time duration when the money is in transit so it wouldnt be received instantaneously." would help in removing abusive situations of the system and helps balance things out for muggings.

If anything players will gain something opposed to losing something.
Mat-Senpai [952164]

It would seem like i've made a few people angry to the point of disliking but i'll explain it a little more and allow them to dislike a little more

It would remove the punishments of flying, the reason you're unable to send money, items, do any trade, browse the markets and so on was put into place as a negative of flying - being able to send money even with a minimum removes the negatives which were put into place.

next being able to send money from the caymens removes the added negative of being mugged, ched recently made those banks money generators so clearly it shouldn't be 100% safe to withdraw which this feature would of course do as it would be idiotic to fly longer and risk it vs flying to mexico and sending it to a friend.

as for the example of forgetting money, well no.. i've gone out of my way to take none and then have some sent to me after landing to avoid mugging but the idea of flying without money by mistake isn't one i've ever been subject to or know of anyone who are friends who've also done so.

I also think even if this suggestion got 100 likes that ched would simply shoot it down in the same way he has done with suggestions of improving flights with the ability to use meds over seas or even buy gym memberships overseas, a crime game without negatives gets dull.



King_David [129990]

I'm sorry nor don't I mean any disrespect but, none of what you are saying makes any sense to me.

I've travelled and forgotten money before and without thinking hard I know about 7 friends easy... who has done the same thing at least once or twice.
Mat-Senpai [952164]

I noticed, to the point where you went ahead and disliked without explaining why while i remained neutral on your suggestion without disliking.

perhaps you are more active and know more people than i but i'm simply giving my experience.
King_David [129990]

Sorry Mat-Senpai my reason for disliking was for the simple fact that what you are suggesting that will be taking way from other aspects of the game doesn't makes sense to me. I don't see having this type of feature causing such a problem in the aspect of what you are talking about.

Maybe I am more active and maybe I do know more people than you but, just because something hasn't happened to you or someone you know doesn't mean it doesn't happen.
Mat-Senpai [952164]

I thought i explained my view well o.o - the parts it takes away from are the negatives of flying and removes a large section for muggers, it also removes elements like people who use faction banking or company banking as it would make more sense to put it in the caymans, do nothing and earn 0.5% a month and simply fly to mexico when you need to withdraw.

I understand that to you that you've forgotten money before but i don't understand why that's the games fault and why the game should help with a problem it didn't create. I understand that i'll share a negative view and you'll get many likes for this simply because people see a suggestion which benefits them, it's clear from your post to karma ratio that you're also a major player in the flower thread and share the views of that community which once again are fine.

However with that being said there isn't a single reason i can see which explains the reason this should be put into the game on a fundamental point, all i read is "this makes my life easier and benefits me as someone who would use this feature a lot" and that's where the issue lies. People will dislike the fact i make these points but they need to be made and sadly it's these fundamentals which will make it do it never becomes a thing well at least to me and from cheds history when talking on suggestions and making updates in the game which benefit people in the way you're hoping.



King_David [129990]

First off, flying will always be a pain to people so, it's not removing any negative aspects that makes up the game. Mugging will still be open season and it actually may increase the luck of muggers by implementing a "set minimum" withdrawal.

Sorry your views doesn't hold water to me.

I'm done with the back and forth thing. You have your opinion and I have mines. Let's just respect each others thoughts. Thank you. Have a nice day.


Kindest regards,
David
_TB [102482] Wiki Contributor

I like the idea of there being an random chance of the money being sent being lost, maybe the percentage chance could be tied to the addiction of the sender?