Securop's Xanax/Ecstasy Overdose Insurance

Xanax/Ecstasy Overdose Insurance

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I want to provide you with an ecstasy and xanax overdose insurance service. This service makes sure that you will receive compensation when you overdose during the unfortunate event of a xanax (2 to 3%) or ecstasy (4 to 6%) overdose. With this compensation you will be able to buy FHC’s to replenish your energy if you overdose on xanax, or buy items to start a new happy jump if you overdose on ecstasy. Make sure you follow the basic steps in the ‘how to insure or claim compensation’ paragraph to qualify for compensation. Take a look at the tables in the ‘Xanax/ecstasy overdose compensation’-paragraph to see how much compensation you can expect to receive if you overdose. This service is especially great for people that do not want to lose out on energy when they overdose during Halloween, Elimination, Ranked War, killing Mission Targets, Bounty Hunting, Energy Stacking, or anything you can think of energy wise. Alternatively you could use this service to gamble and predict an overdose and receive up to 800 xanax. Ecstasy insurance is for people that do not want to lose a big sum of money when they overdose. The cost of insurance starts even at a modest price of just 1 xanax, and cost and compensation can be multiplied up to 20x if you are feeling really (un)lucky. 

Table of content

1: Intro
2: How to insure or claim compensation
3: Xanax overdose compensation
4: Ecstasy overdose compensation
5. ALL-IN 7 day xanax insurance
6: FAQ

This process diagram shows a simple representation of how the insurance works. For more information about the compensation, see paragraph the corresponding paragraphs.
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How to insure or claim compensation

There are a few steps to make sure you qualify for insurance.

Step 1: Pay insurance costs

The first step is to send the minimum cost of 1 xanax to me. This payment is the proof of you being insured for the insurance duration based on the table in the paragraphs ‘xanax/ecstasy overdose insurance’. Make sure you have no drug cooldown or are in hospital due to radiation poisoning when you send the insurance cost, since most insurance plans have a limited insurance duration of 2 hours.
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Step 2: Consume xanax or ecstasy

Once you have sent the payment, you are ready to consume the drug of your choice. You can choose to consume xanax or ecstasy.

• Ecstasy: If you want to do a happy jump, start using your boosters to increase happiness and consume your ecstasy no longer than 2 hours after you have sent me the payment from step 1.
• Xanax: If you want to consume a xanax to increase your energy, do this now and make sure you do this within 2 hours after you have sent me the payment from step 1.

If you did not overdose, your payment will be used to compensate other players that did. If you overdosed, continue to step 3.
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Step 3: Overdosed? Send overdose log

If you have overdosed on ecstasy or xanax, send the overdose log to me. You can do this by going to your events page, and find the following log: ‘You took some Xanax/ecstacy and downed a glass of water. A headache was followed by nausea and vomiting. You overdosed.’ While on the browser, select the paper plane icon on the right side of this event log and send it to me. If you are on mobile, tick the box and ‘Send Event’ on the bottom of the page.
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Step 4: Receive compensation

Once you have sent me the overdose log from step 3, you have to wait for me to check if you have followed steps one, two and three correctly in this chronological order. If you did, and you consumed your drug within 2 hours of sending me the payment (excluding the 8 day Halloween insurance) you qualify to receive compensation. If I have any doubts about your faction actually running the OD reduction perks, or you not working as a full employee in a 7* nightclub on the moment you overdosed, I might ask for a screenshot of your personal perks panel on your profile.

The amount of compensation is based on the tables in the ‘Xanax/ecstasy overdose compensation’-paragraphs. I will send it as soon as I can, realistically within hours or even minutes if I am online, but at least up to a maximum of 24 hours after receiving the overdose log. If I did not send the compensation within 24 hours, please message me. I highly recommend you leave a review on the forum post about your experience with my insurance service.

Post 3: xanax overdose compensation

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If you want to make use of xanax insurance, you can see how much compensation you can receive based on the tables below. The two factors that can reduce an overdose are:

1. [image: lh5.googleusercontent.com] * Faction upgrades, specifically the toleration branche: Overdosing X (Reduce risk of overdose by 30%)
2. [image: lh6.googleusercontent.com] * Company special, 7* Nightclub (50% drug overdose chance reduction)

If you are not affected by one of these two factors, look at the green table. If one of these two apply, look at the red table and if you have both the faction upgrades and 7* Nightclub special, look at the purple table.

This table is for everyone without a faction, in a faction but as a recruit or in a faction with less than 30% Overdosing X branche upgrades unlocked.

This next table is for people that are full member of a faction with the 30% Overdosing X Toleration Branche upgrade, OR are working in a 7* or higher Nightclub.

The next table is for a small percentage of the Torn playerbase. It is for people that are in a 30% Overdosing X Toleration Branche faction AND are working in a 7* or higher Nightclub.

Post 4: Ecstasy overdose compensation

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If you want to make use of ecstasy insurance during a happy jump, you can see how much compensation you can receive based on the tables below. The two factors that can reduce an overdose are:

1. [image: lh5.googleusercontent.com] Faction upgrades, specifically the toleration branche: Overdosing X (Reduce risk of overdose by 30%).
2. [image: lh6.googleusercontent.com] Company special, 7* Nightclub (50% drug overdose chance reduction)

If you are not affected by one of these two factors, look at the green table. If one of these two apply, look at the red table and if you have both the faction upgrades and 7* Nightclub special, look at the purple table.

This table is for everyone without a faction, in a faction but as a recruit or in a faction with less than 30% Overdosing X branche upgrades unlocked.

This next table is for people that are full member of a faction with the 30% Overdosing X Toleration Branche upgrade, OR are working in a 7* or higher Nightclub.

The next table is for a small percentage of the Torn playerbase. It is for people that are in a 30% Overdosing X Toleration Branche faction AND are working in a 7* or higher Nightclub.

Post 5: ALL-IN 7 day xanax insurance

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7 days of overdose insurance for a fixed price. The compensation on an overdose is four xanax higher than the normal insurance. This is done to ensure that if you overdose, you cannot consume xanax for 24-25 hours due to the drug cooldown of said overdose (it being around 3 xanax, and one extra xanax for the incentive to make it worthwhile for people to choose 7 days over individual use). This means that you only have to send me the payment of 24 xanax (approx. 20m) before you want the full week to start, and you will be fully insured and protected from the negative effects of a xanax overdose during the full week from the moment you send the payment. This insurance EXCLUDES ecstasy. You will be compensated based on the table below. So, if you overdose 3x during the 7 days, you will receive 3x compensation from me. The compensation value of a overdose is based on two factors:

• 1: Load image 30% overdose reduction called ‘Overdosing X’ in the Toleration Branche
• 2: Load image 7* or higher nightclub

If you do not have one of these perks, look at the green row of the table below. If you have one of these perks look at the red row and if you have both perks, follow the purple row. If you want to insure yourself, look at the paragraph 'How to insure or claim'. The process is basically the same for my normal insurance, but now you only need to send me a payment ONCE for a full 7 day insurance cycle, starting from the moment you send me the payment cost.

Halloweek insurance (8 day insurance):

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Send me 24 xanax before the start of the Halloweek event and include the following text in the send log: "Halloweek + 12:00 TCT". Make sure you include the text halloweek or halloween in the payment send log including your personal start time, otherwise this is considered regular 'week long insurance', and will start from the moment you send the payment. If you do not include the correct text in the payment send log, you will not be insured. Halloweek insurance is 8 days of insurance for xanax overdoses instead of 7, so people get an 'extra' free day in comparison to normal weekly insurance. This is because Halloweek event lasts 8 days. Compensation is based on the table 'week long xanax insurance' above. You can not insure other players for the halloweek insurance. 

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Halloweek insurance: see 'FAQ' - ' Halloweek special'  https://www.torn.com/forums.php#/p=threads&f=10&t=16247561&b=0&a=0&to=21894343 

FAQ

What is the use of this service?

A few examples of how to use the drug insurance:

• You are doing a happy jump and want to make sure you don't lose a lot of energy on some E-dvd’s when you take your last ecstasy. You insure yourself by sending me a xanax, take the last ecstasy during the overdose protection time and overdose. I send you compensation based on one of the tables in the paragraph ‘ecstasy overdose compensation’.
• You have done a few happy jumps and did not overdose. You feel that the unlucky event might strike you sooner or later. You insure yourself with a 3 xanax payment for the overdose on ecstasy. You overdosed, but were insured, and got a minimum of compensation worth a few happy jumps. Now you feel like you don't need to insure yourself for the upcoming happy jumps.
• You are attacking during a chain when it's a Halloween trick or treat event. You don't want to overdose on xanax so you insure yourself. You send one xanax to me, you overdose, but get compensated and can buy FHC so you are able to make more hits than you would if you did not overdose (2 FHC = 300 energy with donator/subscriber status, xanax only gives 250).
• You are stacking energy, you are currently on 750 energy and want to take the last xanax for 1000 energy stack. You insure yourself by sending 3 xanax (table: Xanax overdose compensation) and overdose on the next xanax taken. Because you were insured with a payment of 3x xanax and you consumed your drug within the timeframe of being insured, you get enough xanax to buy FHC to replenish some of the energy you have lost. The amount of compensation you received is based on the table in paragraph Xanax overdose compensation.

Can I send the payment when you are offline?

Yes. You can use this service when I am offline. Feel free to send me the payment when I am offline. Insurance time starts when you send the insurance payment to me. If you overdose and you send me the overdose log, I will make sure I will send the compensation as soon as possible.

Do I need to message you when I want to insure myself?

No. Make sure you follow the steps in paragraph ‘How to insure or claim compensation’. If you have questions, you are free to contact me.

Do I need to message you when I overdose?

No. All you have to do is send the overdose log through the events screen to Securop [2247082]. You are allowed to message me to tell me you have +30% Overdosing X Toleration branche or working in a 7* nightclub, but if your faction has that information on their faction profile and if you are not a recruit of the faction/company, I will see that by myself. I will send you the payment as soon as I am available. This will be within 24 hours of you sending me the overdose log.

Can I insure other people?

Yes. If you want to insure other people, get in contact with me. This is nice for example people that sell chaining happy jumps by stealing happiness from others. The process is basically the same, but once you send the payment for the people you want to insure, include their ID in the xanax payment send log. The payout will always be a 1x payment, so a 4x payment with the names of the players in the log, without any faction/company perks of the player OD'ing, will net the player the 1x compensation. The xanax payment must match according to the people you want to insure. If you have 3 people that you want to insure (so 4 people in total, including yourself), send 4x xanax to me with their ID names in the payment log: Send 4x Xanax to Securop with the message: “player 11111, player 2222, player 3333”. The 4th xanax is for the player that sends the compensation. The 2 hours insurance time will start from the moment you send the payment. If any one of the 4 players overdose, make sure the player sends me the overdose log, and I will send the compensation to the person that insured the group. You can't insure others for weekly or halloweek insurance. If you want to insure a player with a payment of more than 1 xanax, say so in the log. For example, 3x each for 5 people would look like this: 
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If you don't have enough space in one log, send multiple logs, like so:
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You can't insure other players with the Halloweek insurance. 

Can I use your service as a gambling program?

Yes. You can pay up to 20 xanax for every individual drug consumption. Some people even consume ecstasy every 3-4 hours to see if they can profit off of my insurance program. That is totally fine by me. Just make sure you follow the right steps in this thread and you will receive compensation if you overdose.

Why is the compensation for Ecstasy overdose smaller than a overdose on Xanax?

Compensation provided on Ecstasy overdose is lower because the overdose chance on Ecstasy is higher than Xanax. Yes, you might lose more money on a ecstasy overdose (like e-dvd's), but since I want to keep the minimum payment of 1 xanax also up for Ecstasy, I choose to keep that option open. I could choose to only let customers send a minimum of 2 xanax to cover the higher overdose chance, but that would only hinder players that do not want to send 2 xanax as a overdose insurance payment.

Halloweek special:

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• How can I insure myself for the Halloweek event?

See 'week long insurance', second paragraph: https://www.torn.com/forums.php#/p=threads&f=10&t=16247561&b=0&a=0&to=21894342 

• Can I double down with the normal insurance (1x individual insurance) + week long insurance/halloweek insurance?

Yes! Make sure you follow the rules in the forum and you could send extra xanax during the Halloweek event.

Important notes

• If I feel you are cheating in terms of OD reduction perks/company perks, I am free to send you the standard insurance payment (green table). If you think you deserve the higher payout, send me proof of you actually having the perks. Sometimes I might ask for this. You could use the following page: home page Personal Perks panel including the bonus of OD chance reduction, timestamp + username.
• If you claim that you have sent the xanax payment and I did not find or receive it, I ask you to send the ‘send xanax to Securop’ log to me through a screenshot with your name, date timestamp. (See: log, ‘Item send’).
• If I do not receive your overdose log within 48 hours, my payment obligation to you expires. If you did send me the overdose log, wait patiently and I will get back to you asap. If I did not reply within 24 hrs, please message me.
• If prices fluctuate too much I am free to adjust compensation fee. Clients are expected to look at the table on a regular basis to observe compensation/cost changes.
• Using the 'extra insurance' (e.g. sending in between 2 or 20 xanax) is for the consumption of ONE drug. e.g.: send 3 xanax > consume xanax > no overdose > consume xanax > overdose. In this case you do NOT get compensated, you insure yourself for the xanax you consume within 2 hours of sending the xanax to me. The correct example is: send 3 xanax > consume xanax > overdose > send overdose log > receive compensation. This does not apply to the special halloween insurance. In that case, send the payment in 1 event to me and you will be insured for the duration of the Halloween event.
• You can't reverse the process of my service. e.g.: You can not overdose, and send me a xanax after you overdosed, and say that you demand compensation. Follow the process steps on paragraph ‘How to insure or claim compensation’.
• A refund is not allowed. This is simply because I can never check if you r eally did not consume your xanax or ecstasy, or that you are trying to scam me. Make sure you check if your drug cooldown is over, or that you are stacked to make use of the insurance service.
• Prices of ecstasy compensation are based on a light happy jump pack consisting of 4 xanax, 4 Erotic DVD and 1 ecstasy.
• If you send a ecstasy for payment, or any other drug, and you overdose, I will send you the incorrect payment drug as compensation. If the drug is more expensive than xanax, then I will not send any compensation at all. (send Ecstasy, overdose on ecstasy, I will send ecstasy as compensation). 

Credits to:

• Gat [2600663] with the great idea to provide insurance for happy jumps. Please visit Gat’s Happy Jump Insurance.
• Zephyrus [2676470] for making my dino overdose insurance forum/newspaper banner GIF
• EarthFireMonkey [2620167] for making the Halloween insurance forum banner

Without insurance:
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