VAULT

Good afternoon, hoping someone will help me.

My question is how do vaults work?

Factions have shared vaults where any members can put their many in to keep it safe. But only certain faction members can withdraw money so you need to ask for a withdrawal. You can get a withdrawal while your are not in torn, if someone is in torn to do it for you.

some properties can have vaults but they are very expensive, don’t worry about these until much later or maybe even ever. These do give you personal access to them but only when you are in torn (flying abroad)

my Reccomendation to you is to join a faction and use their vault to store your money.

In my experience, faction vault sucks, in my current faction they are always fast to send me my vault balance when I ask, but in most factions this is a delayed issue. If I need my balance to do something in torn I need it right away, so I hate faction vaults. Store them in stock market for easy access if you can afford properties with vault (you need to own one, rented ones don’t give you access to their vault as far as I know)

Pros and cons to each option for sure. Faction vault means you can get money sent to you when you’re flying or have landed somewhere and realise you’re short by a mil to rehab. Also, isn’t there a fee with stocks?

It all depends how fast you get the money and how much ppl are actually in faction that are allowed to use vault money. Somewhere it is fast and somewhere else you may wait for hours. Stocks fee is probably not something that will cost you a lot if you already need to store money there. The cost of stock falling will cost you more then fee will probably. Anyway it both has good and bad sides. Maybe best to keep a bit of money in stock which you can use fast and the rest in vault.

Thanks

When you own a property, vaults also increase your maximum happiness bar, each size adds more than the one smaller than it, so it's worth saving up for the Extra Large one, if you're going to get any at all (rather than wasting money on a smaller one first, as you'll almost certainly get the biggest one eventually anyway, which can hold a total of 1 billion in cash).

Vaults can be shared if you're married in-game but, only share it with someone you trust, ideally someone you know personally (can physically see them in the real world), unless you don't intend to use it yourself for more than a few million.

If you're just looking for somewhere to have quick access to a million or 2 at a time, maybe buy points whenever you have a few extra million at the end of each day (before sleeping)? Then, you can sell a few of those whenever you need some quick cash, it should work out the same if not better, financially, than using stocks for the same purpose. Although, you should use your points for energy and nerve refills first, so I guess whatever your greatest need for them at the time, is. ;-)




Edit: typo


Edit 2: more typos *sigh*

Vaults also have a cool feature where if the Faction Leader wants to say 4 Billion of the 42 Billion in the Faction Vault there is a random RNG roll and sometimes the Faction Member gets ALL of the 42 Billion instead of just the 4 !

This could also be due to Ambien.

Please don't put your money in a faction vault; any faction vault.

Once you do that, the money belongs to the faction; yes, you might well get it back, 99 times out of 100, but if it gets stolen by someone with banking access or you get kicked from the faction, then that's your money gone and there's nothing you can do about it.

Get stocks to store your money in (buy with points from the points building), buy a property with a vault, or put your money into points, Xanax or even cars where you can store it safely.