This is a revised/updated edition of Daniel897 [2698557]'s original post. I've added some merits which I got pretty easily. Note that this guide is for newbies. If you continue playing, some merits will come naturally (like those in attacking/camo). I do hope that newbies find this useful.
This guide is continuously updated to reflect new merits.
Happy merit hunting!
Attacking/ Camo
I’ve combined these two because they work hand in hand. For instance, while you’re getting merits for things like flatline or spray & pray, you’d be on your way to getting another for a camo.
1. Domino effect - Defeat a player with the domino honor bar
An easy target is L3MILK [1999595] and Knightfall. They're rather popular target so you may need to come back after he's out of the hospital.
2. Flatline - Defeat someone in one hit
There are level 1 deserters whom you can easily attack and defeat in one hit. You can ask faction members with donator status to find you someone with advanced search.
3. Semper Fortis, Manu Forti and Vae Victis - Defeat someone with stats more than, 2x and 5x than yours
An easy target for this is penguinbob [1636674], because of his uneven stats. Again, he's a rather popular target so you may need a few tries.
4. Spray and Pray - Fire 1000 rounds
Get a primary weapon with a high rate of fire like the P90 from Big Al's Guns Shop in the city or the items market. Keep shooting down people with your gun until you get this merit.
5. Love Struck - Defeat a married couple
Take them both down both. -Gabby- [2144849] and Scubap [2144515] are relatively easy targets.
6. Kill Streaker 1/ Woodland Camo/ Desert Storm Camo
Attack any 20 people and win. On the way you’d get Woodland Camo (5 wins) and Kill Streaker 1 (10 kill streak). Do what you did for Flatline – look for level 1 deserters.
7. Church Mouse - Get mugged for $1
The magic number is $21. Keep $21 in your wallet and wait to get mugged. You can also ask a faction member to mug you. You can do that by keeping extra cash in the bank or donating to the church (both with its own merit – more on that later)
Weapons
1. Gone fishing - Be defeated by a trout
You’ll need help for this. Buy a trout from the items marketplace. Gift the trout to a faction member and ask him/her to attack you with that trout.
Jail & Hospital
1. Clotted - Hospitalize yourself by using the wrong blood bag or drinking some Ipecac Syrup.
Get Ipecac syrup from the items market – drink before you log off and go to bed.
Gym
1. Lean - Attain 100 total stats
Train at the gym in the beginning to get increase your stats. If you have % gym gains as a faction benefit or from sports science then it'll be faster but it's pretty much in the bag as you need to train anyway.
Money
1. Pocket money - Make an investment in the bank
You'll get the merit as soon as you deposit any amount in the bank.
Go to City -> Bank -> Type amount -> Select duration->Invest
2. Pious - Donate a total $100,000 to the church
Buying 100 beer from Bits N' Bobs and selling it on the item market for about 2 days and make a donation. Just don’t get mugged in the process.
Commitment
1. Forgiven - Be truly forgiven for all of your sins
Go to City -> Church -> Pray
To be safe, do it 2 x per day (preferably a few hours apart - I can't find the post now but I remember reading 6 somewhere) for approximately 2 weeks. You cannot accelerate this by doing 14 x at one go. Mine was 1 x when I first log in and 1 x before bed. Took me about 2 weeks.
Casino
1. Spinner - Spin the roulette wheel 1000 times
You get 75 casino tokens to play with every day. If you spend every single one of it in the roulette table, you can get this merit in 14 days. Drag one $10 chip onto the red diamond and another $10 chip onto the black diamond. This way, you don't lose money except on the rare cases that the ball falls on '0'. Spin the roulette wheel by clicking on it. When the round completes, click 'Repeat Bets'. Repeat this till you run out of casino tokens.
Misc
1. Historian - Read a chronicle
Go to Newspaper -> Chronicles -> Choose any article -> Read until the merit shows up (max. of 10 mins. You can leave that open in another tab if you’re using the web version)
2. Landlord - Lease one of your properties to someone
Go to City -> Estate Agents. Buy a trailer for $5000. Rent it to someone for $1 for at least 3 days. Get a faction member to help. Leaving it out there hoping for people to rent is rather pointless as most folks who are interested in renting will be eyeing the big properties like PI to get the perks.
3. The Affronted - Infuriate all interviewers in starter jobs
Until you reach level 3, you can only work in starter jobs. These are - Army, Grocer, Law Casino, Medical and Education. With certain dialogue options, you can piss off the interviewers. If you do that for all the jobs, then you get the 'Affronted' merit. Here's a guide by Rekker [1761] explaining step-by-step on how to achieve this merit. ** It's important to note that all interviewers must be pissed at you at the same time i.e. at the end of the merit, unless you're heading to a player company, you'd be jobless for about 3 days.
Crimes
1. Slim Pickings. Steal exclusively from skinny targets in Pickpocketing
You just need to target safe marks with skinny builds and continue until you get the merit (includes unsuccessful attempts and crits). If you target any other builds you'd have to restart. It takes about 10-ish to get there so it's relatively fast. Personally, I'd suggest building some CE from earlier crimes like Search for Cash and Bootlegging before attempting Pickpocketing to reduce failures and crits.
Honourable mention (Crimes)
1. Zero Liability. Recover a skimmer which has accumulated at least 250 card details
You’ll need a few card skimmers and spy cameras for this. There's no magic number on the number of skimmers to use. I used 6 in the subway and just wait. Avoid college campus. The reason can be found in the in-depth guide by Emforus [2535044]. I got mine in about a week (at crime level 20). Note that some skimmers may be discovered which is why you'll need to place a few.
2. Homing - Use Focused Scouting to scout a specific target in Burglary
You need to do the crime once to be given a random location. Then use Focused Scouting to pick the same location to get this merit.
Honourable mention (Travel)
1. Souvenir. Purchase the perfect souvenir abroad
This can only be done once you're at level 15 because you have to travel. The souvenir depends on the last 2 digit of your player ID. You can find the list by CreatorX [2234054] or Andyman [471591]'s reference table.

