Faction vault
What TornLife's research has established about Faction vault, and the questions players asked about it.
What TornLife has verified
- The Torn Wiki warns that storing cash in someone's faction bank is a scam risk: if they refuse to return it, it is lost. It recommends banking on your own account or in a house vault. (documented; Scams › Faction bank scam, )
- When a faction is destroyed at zero respect, members are removed and all unloaned items, money and points go to the leader. This is the only documented case in these sources of vault money moving on a member's removal, and it goes to the leader, not the members. (documented; Faction/Patch History (4/7), )
- Patch #67 (30/10/18) added faction member balances. Members with the relevant permissions see the money and points balance of all members in the 'Give to user' panel. Balances rise when a member donates money or points and fall when they are given money or points. (confirmed by Torn; Faction/Patch History (5/7), )
- Patch #185 (23/03/21) made faction money and points depositing impossible while in hospital or jail. Patch #167 (10/11/20) added total user and faction balance information to the Give to user panel. (confirmed by Torn; Faction/Patch History (1/7), )
- Bankers can send money from the vault to members. A staff member confirmed in 2023 that a vault payout was deducted but not received due to a missing transaction lock, and credited the funds. Players in 2020 suggested restricting bankers from transferring money to themselves and adding approval for withdrawal requests, which implies members request withdrawals from bankers. (confirmed by Torn; Missing Money After Faction Bank Transfer, )
- The wiki says the Give To User panel shows the money and points balance of every faction member to the leader, co-leader or anyone with 'Money Giving' and 'Points Giving' permission. Balances rise when members donate and fall when they are given money. Members see their own balance on the armory page. (documented; Faction › Controls Panel › Give To User, )
- Leaders, co-leaders or those with Money Giving permission can give money to members from the vault. Leadership can also set any member's displayed balance to any value; this changes only the displayed balance and has no other effect. The payday feature does not affect balances. (documented; Faction › Controls Panel › Give To User, )
- Staff commented in 2023 that a faction losing 30+ billion dollars through mistaken vault payouts was the opposite of free publicity, showing large vault losses are not reversed by default. (confirmed by Torn; Enough ! with these faction's vault crap !!, )
- Members can see their own personal balance on the armory page. The 'pay day' feature does not affect money balances. (confirmed by Torn; Faction/Patch History (5/7), )
- The leader or co-leader can adjust a member's balance to any value. This changes only that user's balance and has no other effect. Since patch #68 (06/11/18), balance editing is limited to leader or co-leader. (confirmed by Torn; Faction/Patch History (5/7), )
- A developer confirmed that a faction cannot be deleted while it still holds money or items in its vault; the system blocks the delete action until the vault is emptied. (confirmed by Torn; Unable to Delete Faction, )
Questions about Faction vault
- How long does disbanding a faction in Torn take, and what happens to its vault, members, name and territory afterward?
The one confirmed step in disbanding (deleting) a faction is that the vault must be completely emptied of money and items first, or the delete action…