Networth
What TornLife's research has established about Networth, and the questions players asked about it.
What TornLife has verified
- TornLife's leaderboard shows the highest observed net worth as $3,433,766,099,414 (Penicillin), last observed 19 Sep 2026. Values on the board have different ages. (documented; TornLife data: get leaderboard, )
- Networth medals require holding a level for set days: Apprentice $100,000 for 3 days, Millionaire $1,000,000 for 3 days, Capitalist $10,000,000 for 7 days, Billionaire $1,000,000,000 for 28 days, Tycoon $100,000,000,000 for 112 days. The days requirement means the amount must be sustained. (documented; Award › Medals › Networth / Rank, )
- Staff (bogie, 2016) confirmed that net worth refreshes manually once every 24 hours, triggered when the player loads the Home page (index.php), not at a fixed clock time. (confirmed by Torn; When is your net worth calculated?, )
- The Duke loan shark lends up to 20% of crime money made, with a maximum loan of $2,500,000,000, at 2.5% interest per week on the outstanding balance. Mugged cash is not deducted from the loan. The sources do not say whether loans reduce networth. (documented; Loan Shark › Duke, )
- Staff say an item's networth contribution is a hidden value based on a long-term average, not the current market price or the 'Value' shown under the description. This is meant to avoid manipulation of networth, so an item can contribute more or less than its market value. (confirmed by Torn; Networth Disappearance/ False calculations?, )
- Staff say external tools such as TornPDA give only a rough estimate of networth and are not 100% accurate. A player's PDA figure moved by about 60m when they opened a bazaar, which staff attributed to the hidden long-term-average valuation. (confirmed by Torn; Networth Disappearance/ False calculations?, )
- The wiki lists Personal Stats as one of the Stats pages, the place where networth is broken down. (documented; Stats › See, )
Questions about Networth
- With bank investment funds maxed out, what is the best stock market investment strategy for the remaining cash?
Buy the bank-interest stock (1,500,000 shares, +10% City Bank interest) first since it boosts the return on the cash already locked in the maxed bank…
Stocks ·
- What is net worth in Torn and what is the best way to increase it?
Torn publishes no full networth formula. Staff say items count at a hidden long-term-average value, not the market price or the item's Value, so netw…
Money ·