Stock market
What TornLife's research has established about Stock market, and the questions players asked about it.
What TornLife has verified
- Using the stock market requires a Stock Ticker, bought for 50 Points at the Points Building. Stocks can be held for benefit blocks or for speculative trading. (documented; Stock Market › Getting Started, )
- Purchases can be merged into a single position, which averages bought price, bought date, profit and change. Individual purchases can be sold from the purchase history table. Since 22/06/2021, sells remove shares from the newest transaction rather than the oldest. (documented; Stock Market — Buying and Selling, )
- Stocks 2.0 benefits depend on shares owned. Blocks are active immediately on purchase. Cash-dividend stocks (TCC 350,000 shares, IOU 3,000,000, TSBC 4,000,000, GRN 500,000) pay random cash dividends at approximately 20% APR. (documented; Stocks 2.0 › Stock Benefits, )
- Stocks cannot be bought or sold while in hospital, jail or traveling. Stocks cannot be traded directly between players; all trades go through the stock market. (documented; Stock Market — Buying and Selling, )
- Per Chedburn, prices move every minute (formerly every 15 minutes) and are based on real-world stocks in the same industries. Prices are expected to rise about 10% a year on average, with no guarantee. Some stocks can double within a month or crash significantly. (confirmed by Torn; Stock Market — Stock Prices, )
- Patch changes: Mc Smoogle dividend increments capped at 10 (1,000 energy) on 04/10/22. Munster Beverage Corp. (Six Packs of Energy Drink) was added 06/07/21 and Alcoholics Synonymous (Six Packs of Alcohol) on 29/06/21. Monopoly requirements now use the current number of live stocks. (confirmed by Torn; Stock Market — Patch History, )
- Awards track stock market results: Moneybags for investing $100,000,000, Dividend for 100 stock payouts, Monopoly for owning every stock benefit at once, and Bullish/Bearish for $1,000,000,000 total profit/loss. (documented; Award — Money & Trading, )
- The wiki (2025 capture) says the stock market is reached from the north side of the city, or while flying with a laptop. It lists each stock's price, 24-hour change, percent change and graph, colour-coded green, yellow or red. Profiles show benefits, shares required, forecast, demand, market cap, total shares and shares for sale, and have a buy form taking shares or a dollar amount. (documented; Stocks 2.0 › Stock Trading › Buying Stocks, )
- Holding 1.5 million TCB shares raises bank interest by 10% (e.g. 1.00%, 2.00%, 8.00%, 22.00%, 40.00% become 1.10%, 2.20%, 8.80%, 24.20%, 44.00%). Each merit spent adds 5% to APR. Bank APRs vary over time. (documented; Stocks 2.0 › Stock Benefits — Stock Benefits (rows 2/2), )
- Buying and selling shares is instantaneous, with no limit on shares bought, sold or owned. If prices are updating, a purchase may take about 10 seconds before the order must be confirmed again at the new price. (documented; Stock Market — Buying and Selling, )
- Buying carries no tax. Selling costs a fee of 0.1% of the total value sold, e.g. $1,000 on $1,000,000. The fee was waived between 06/04/21 and 20/04/21. (documented; Stock Market — Buying and Selling, )
- Patch history: Stocks 3.0 released 06/04/21. On 20/04/21 the 0.1% sales fee (after a two-week free period), a 'Stock fees paid' stat and news ticker price headlines were added. On 27/04/21 red warnings were added when a sale would interrupt a benefit or dividend cycle. (confirmed by Torn; Stock Market — Patch History, )
- FHG needs 2,000,000 shares per block and pays a Feathery Hotel Coupon on average four per month. Each extra increment costs double the previous one. (documented; Stocks 2.0 › Stock Benefits, )
- The TCP stock gives a 10% boost to company profits, effective only for the company Director. (documented; Stocks 2.0 › Stock Benefits — Stock Benefits (rows 2/2), )
- Active stock benefits pay every 7 or 31 days, cannot be stored, and must be claimed within a 24-hour window after the midnight cron or progress is lost. (documented; Stock Market › Stock Benefits › Summary Table, )
- Chedburn (developer), Sept 2021: with the sale fee, short-term volatility was still strong and profitable, averaging 30b in profit daily across traders. Removing the fee would allow minute-by-minute high-frequency trading, where scripts take over. (confirmed by Torn; Stocks Investment Cap: 400b PER Stock, )
- Patch history: API stock selections released 13/04/21; red warnings for cycle-interrupting sells 27/04/21; sells remove shares from the newest transaction 22/06/2021; Alcoholics Synonymous added 29/06/21; MCS dividend increments capped at 10 (1,000 energy) on 04/10/22. (confirmed by Torn; Patch list #259 : 04/10/22 — changes to Stock Market (2022-10-04), )
Questions about Stock market
- How can a player make a lot of money in Torn?
No source ranks Torn's money makers by income. A June 2026 guide treats flying abroad from level 15 as the standard start, ideally from a Private Isl…
Crimes ·
- How does stock trading work, and which stocks are best to invest in for profit?
Shares are bought and sold instantly at a system price that moves every minute. Buying is free and selling costs 0.1% of the value sold . You can pro…
Stocks ·
- Do owning multiple benefit blocks of the same stock give multiple benefit payouts?
Yes for active benefits, but through increments, not through separate minimum-size blocks. Each further increment costs double the previous one , and…
Stocks ·
- How do stock benefit blocks work in Torn, and how often do they pay out?
A benefit block is the number of shares in one stock that earns its benefit. Active blocks pay on a fixed cycle of 7 or 31 days, and passive blocks g…
Stocks ·
- How does the stock market work in Torn, and how do players make money from buying and selling stocks?
Torn's stock market (Stocks 3.0, released 06/04/21) lets a player with a Stock Ticker buy and sell shares instantly at the current price, with no buy…
Stocks ·
- How does the stock market work in Torn?
Torn's Stock Exchange requires a Stock Ticker (50 Points). Shares are bought and sold instantly at the current price, with a 0.1% fee on sales . Hold…
Stocks ·