Bank%

3 months is better than 2 in your second picture.

Also if interest doesn't go down we'd start experiencing some lovely inflation

You get money for sitting on your ass doing nothing, with no risk, and people still complain.

Amazing ain't it?

Can't please anyone it seems...

If you have 55 merits invested in it and the gap between 55 and 0 is made much smaller, it is going to cause some drama.

It makes sense to give people a significant boost if they took the time to get the merits and invest them into banking. Those who complained that they shouldn't have to invest merits were the ones who wanted to put everything into something combat related to get that tiny extra advantage over someone else if they could.

Tldr: 55 banking merits will give you extra 500m per year with 2b/3months investment - for poor players its substantial, for wealthy ones it's shit (as it always has been) - fairly simple. Are 500m extra per year for 55merits worth it to you? If yes then keep them in banking, if no then put them into lolwareness/temp mastery/whateverisbetterforya ...
TCB is becoming slightly more awful and its benefit is heading to "could be kind of ignored" territory, unless one has nothing else to invest the cash into...

266m with tcb on 2 months, thats what i got for an investment that ends later this month

Ched mentioning he'll help boost BOTH sides.

Yes, it's free money to those who've done squat. What about a boost for those who spent 55 merits on it? Should we just be grateful he hasn't nerfed that? That's the only plus side for people with merits on it.

Whatever happened between the initial analysis and actual dev that made you decide to only fix one side and not the other?

Guess he kind of forgot about it...

[image: proxy.duckduckgo.com]

Never mind.

Damn this kinda boned me. Load image: cry

so can the players who have invested max merits into banking get a free merit reset so we get our 55 merits back and just bank like everyone else to gain similar amounts?

Actually, with max merits and the BB, I will make 20 million less than before this Chedding.

Ultimately, this seems like it was a vastly unnecessary change that was coded before stuff players would actually be happy about.

Go team Ched!

How true is this? Because I invested 3b for 2 months with 10/10merits and I'm only recieving +$300m

On a 3B investment with 10/10 merits and no TCB that should be 338M every two months at current rates.

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Buffing no merits players and not buffing merrits players... so for 270m less profit per year (22.5m per month), we can free up 40 of the 55 merits invested... 5 upgrades in banking instead of 10.

Alrighty then.... not what was expecting lol

Make a suggestion you've got my upvote

added to suggestions already